We are true Motor Trade Insurance Brokers, we don't deal with just one insurer, we have access to almost all of the insurers who have specialist policies for the motor trade.
Quality Motor Trade Insurance - when you deal with us you are dealing with people who have many years experience in motor trade insurance both as brokers and as the actual underwriters of the risk - we are not reliant on computers!
Our specialist areas - Insurance for Service & Repair Garages, probably the largest sector of the motor trade, garages that provide Service and Repair, MOT Test Centres, Auto Electricians and similar. Bodyshop Insurance - Bodyshops, Accident Repair Centres, Car & Commercial Vehicle Sales - whether your require just Car Sales Insurance where you trade from your open pitch or where you have premises or showrooms.
Motor Trade Insurance isn't just about Road Risks, its everything else that goes with it to protect your business at a time of loss. As a business who may be a general Service & Repair Garage or an MOT Test Station or perhaps something a little more specific such as auto electricians you need insurance that can cater for almost all eventualities.
In terms of motor trade bodyshop insurance, your cover requirements are usually very similar to service and repair garages. From a road risks point of view you may have more loan cars, the chances are you have an LPC spray booth along with specialist equipment such as jigs etc.
Putting the types of cover aside, you need to be dealing with a broker who understands your insurance needs, as well as understanding your business. Its not just a case of copying existing covers that someone else put together for you, its working with you to understand your business and what it does,
Whether you work from a sales pitch, have a showroom or a dealership, and whether you specialise in family cars, small cars, performance cars, small vans, big vans, tractor units or motorcycles we can provide insurance for your business from our panel of insurers.
Vehicle sales insurance covers can be slightly different to other types of motor trade insurance, again the basics are there but the risk is different.
When you sell a vehicle as a motor trader you have liabilities to the buyer, therefore such covers under the public liability section of your policy such as sales indemnity become very important to you, accompanied and unaccompanied demonstration are options, going be difficult to say the least to sell a car without the buyer driving it.
And then there is motor trade professional indemnity, one you have agreed the sale you may offer the buyer insurance covers such as GAP Insurance, Payment Protection Insurance, Tyre and Key Insurance as well as the important warranty, these are all insurance products and you must by law not only be authorised to sell these but must have adequate insurance to comply with regulation.
The motor trade is a massive and diverse sector, motor trade insurance whist straightforward in its makeup needs to be tailored to your business requirements.
At Real Automotive we specialise is three main sectors within the motor trade, general motor trade insurance for Service & Repair garages, Bodyshop Insurance for Bodyshops and Accident Repair Centres and of course vehicle Sales Insurance for Cars, Commercials and Motor Cycles.
That doesn't mean to say that we don't deal with other sectors of the industry, because of our relations ships with all the main motor trade insurance insurers we can place other types of business, platers, (Trade Platers and Vehicle Delivery), motor traders working from home as long as its their full time business, coach builders and similar.
We make this sometimes complex insurance easy, its about understanding, knowledge and experience in the motor trade sector, and we have lots of it.
We don't just favour one insurance company, because we are a specialist in motor trade insurance we have relationships with all the major insurance companies dealing with your sector.
Unlike many motor trade specialists who favour one insurer, it can be a little "one size fits all" approach. By using all the motor trade insurance market we can ensure an unbiased quote that directly fits your business insurance requirements.
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