Personal Accident Insurance
Personal Accident Insurance Cover
Personal Accident Insurance is usually available as a separate section within a motor trade policy.
You can choose the cover which best suits your business needs, whether you are a sole trader or partnership that requires cover for one or two named individuals or you are a larger motor trade organisation that would be seeking cover on a group basis.
Cover can be arranged on a 24hour basis or be restricted to during working hours.
Benefits that can be included under for personal accident :-
- Death (Fixed Benefit)
- Permanent Total Disablement (Fixed Benefit).
- Permanent Partial Disablement (Fixed Benefit).
- Temporary Total Disablement (Weekly Benefit).
The policy can also be extended to include Sickness benefits upon request.
Most policies will exclude certain sports or activities that are seen as high risk.
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