Motor Trade Insurance
Customers Goods Insurance
This is separate to customer vehicle insurance, this actually relates to the specific contents of such vehicle that is in your custody or control.
Some insurers now include a minimal amount of cover for customer’s goods i.e. £1,000 as standard.
Please ensure you have enough cover built in dependent on the types of customers you will have, if you are involved in breakdown recovery & are repair commercial vehicles then you are more likely to have a higher customer’s goods limit, because of the nature of the goods they carry.
Consider commercial vehicles such as van’s, how practical is it for your customers to completely unload their van before delivering it to you? Consider Service Engineers, Plumbers, Electricians, these are all likely to have high values of goods or equipment.
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