Motor Trade Insurance
Own Vehicle Insurance
Please note that most motor trade road risks only policies will exclude vehicles whether owned or in your custody or control at your trade premises.
It is important that the correct level of cover for own vehicles is selected at trade premises under the Material Damage section of a motor trade combined policy.
Vehicle ownership can also an insurable interest issue, if a vehicle is personally owned by a director & not the policyholder then their interest must be noted on the policy for cover to be in force.
Please remember this content item relates to vehicles held at the business premises & questions that need to be considered when selecting cover include :-
- Are all vehicles owned stored at the premises?
- Do you have a second address for storing vehicles; this could be your home
address but you may also trade from there ?
If so, this has to be noted the policy schedule for cover to be in force.
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