Motor Trade Insurance

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Defective Workmanship Insurance

Defective Workmanship/Sales Indemnity is an extension of the Public Liability section of a motor trade policy, which is provided specifically for this trade in the absence of Products Liability on a motor trade combined policy.

Cover provided will indemnify you in respect of sums you will become legally liable to pay as compensation, including costs & expenses in respect of accidental bodily injury & accidental loss or damage to property.

Activites that are covered will include :-

- the repair servicing or maintenance or any vehicle including the supply of parts components or accessories relevant to such work.
- the examination of Vehicles in accordance with regulations.
- the pre-delivery check of new Vehicles as required by the manufacturers and the fitting of additional accessories to them.
- the sale of Vehicles and any other Product Supplied.

Provided that the Limit of Indemnity is not exceeded in the aggregate.

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Business we deal with:
Garages, Service & Repair, MOT Test Centres, Bodyshops, Smart Repairers, Accident Repair Centres, Car Sales, Commercial Vehicles Sales. Motor Factors, Retail Car Accessory Shops, equipment suppliers and distributors to the sector.


RealAutomotive is a trading style of Real Insurance Group Ltd which is authorised and regulated by the Financial Services Authority.
Registered in England 2690266 Real Insurance Brokers: Millennium House, Sovereign Way, Mansfield, Nottinghamshire. NG18 4LQ
T: 0845 241 8550 F: 0845 241 8560 E:info@realinsurance.net